Sick leave builds up as you work, not as your paydays pass. This works out how much you have earned so far.
Enter your accrual ratio, your hours, and any cap your employer applies. The calculator shows what you have available today and what a full year adds up to.
Most state laws set 1 per 30. Some employers use 1 per 40. Your handbook or state rule says which.
Caps, carryover, and workday length
Many sick leave laws let employers cap accrual at 40 or 48 hours a year.
| Hours worked | 0 |
| Accrual rate | 0 |
| Sick leave earned | 0 |
| Carried over | 0 |
| Already used | 0 |
| Available now | 0 |
| Earned per 40 hour week | 0 |
| Projected over a full year | 0 |
Runs entirely in your browser. Your figures are never sent or stored.
This is an estimate. Sick leave rules vary by state and city, and your employer may offer more than the law requires. Your payroll system holds the official balance.
How sick leave accrual works
Sick leave almost always accrues per hour worked. That is different from vacation, which is usually granted as an annual allowance.
Hours worked / accrual ratio = sick hours earned
The most common ratio in the United States is one hour of sick leave for every 30 hours worked. That comes from state sick leave laws, which mostly settled on the same figure.
Work 80 hours in a pay period and you earn 2.67 hours of sick leave. Work a full time year of 2,080 hours and you earn 69.33 hours, which is about
8.7 days.
Some employers use 1 per 40 instead, which gives 52 hours across a full time year, or 6.5 days.
What each accrual ratio actually gives you
The ratio looks like a small detail. Across a year it is not.
| Accrual ratio | Percent of hours | Full time year | In days |
| 1 per 30 | 3.33% | 69.33 hours | 8.67 days |
| 1 per 35 | 2.86% | 59.43 hours | 7.43 days |
| 1 per 40 | 2.5% | 52 hours | 6.5 days |
| 1 per 52 | 1.92% | 40 hours | 5 days |
| 1 per 87 | 1.15% | 23.91 hours | 2.99 days |
The gap between 1 per 30 and 1 per 40 is more than two days a year for a full time employee. Worth knowing which one your employer uses.
Why most people never reach the full accrual
Here is the part that surprises people.
At 1 per 30, a full time employee earns 69.33 hours across a year. But most sick leave laws let employers cap yearly accrual at 40 or 48 hours.
So the accrual stops well before the year does.
| Cap | You would earn | You actually get | Lost |
| 24 hours | 69.33 | 24 hours (3 days) | 45.33 hours |
| 40 hours | 69.33 | 40 hours (5 days) | 29.33 hours |
| 48 hours | 69.33 | 48 hours (6 days) | 21.33 hours |
| 56 hours | 69.33 | 56 hours (7 days) | 13.33 hours |
| No cap | 69.33 | 69.33 hours (8.67 days) | none |
A 40 hour cap on a 1 per 30 rate means you stop accruing around the end of July. Everything you work after that adds nothing to your sick balance for that year.
This is legal in most places that mandate sick leave. The cap is written into the law alongside the accrual rate.
Part time and the accrual ratio
The ratio works in your favour if you are part time, in one specific sense: you earn at the same rate per hour as a full time colleague.
| Hours per week | Sick hours per year at 1 per 30 | In days |
| 20 hours | 34.67 hours | 4.33 days |
| 25 hours | 43.33 hours | 5.42 days |
| 30 hours | 52 hours | 6.5 days |
| 40 hours | 69.33 hours | 8.67 days |
You earn less in total because you work fewer hours. But each hour of sick leave covers more of your shorter shift, so the days figure is closer to full time than the hours figure suggests.
Part time staff are also less likely to hit an accrual cap, which means they often receive the full accrual the law intends.
Accrued versus front loaded sick leave
Employers can meet a sick leave requirement in two ways.
Accrual. You build hours as you work. This is the default and what this calculator models.
Front loading. Your employer gives you the full yearly amount on day one. Many sick leave laws allow this as an alternative, on the condition that the amount is at least what accrual would have produced.
Front loading is better early in the year and identical by the end of it. Someone front loaded 40 hours has all 40 in January. Someone accruing at 1 per 30 reaches 40 hours after 1,200 hours worked, which is about 30 weeks on a full time schedule.
If you are choosing when to take time off, that difference matters. Check your payslip: a balance that jumps to a full figure at year start means you are front loaded.
Carryover and why it does not always help
Most sick leave laws require unused hours to carry into the next year. That sounds generous, and it usually is, but two rules limit it.
A carryover cap. Many laws cap what moves forward, often at the same figure as the yearly accrual cap.
A usage cap. Separate from accrual. Even with a large balance, your employer may limit how much you can actually use in one year, commonly at
40 or 56 hours.
So you can hold 80 hours of sick leave and still only be allowed to take
40 of it this year. The rest stays on the books.
Employers who front load usually do not have to carry anything over, since they reset you to the full amount each year instead.
Sick leave rules vary a lot
There is no federal law requiring paid sick leave in the United States. The rules come from individual states and, in some cases, individual cities.
Where a mandate exists, it typically sets four things:
- The accrual ratio, most commonly 1 hour per 30 worked
- A yearly accrual cap, often 40 or 48 hours
- A usage cap, sometimes the same figure and sometimes higher
- Whether carryover is required, and how much
Cities sometimes layer their own ordinance on top of a state rule, and where they conflict the more generous one usually applies.
Your employer can always offer more than the law requires. Many do, particularly where sick leave sits inside a combined PTO bank.
Check your handbook first, then your state labor department if the handbook does not answer it. Rules in this area change, so a figure you looked up two years ago may no longer be current.
Sick leave inside a combined PTO bank
Some employers do not separate sick leave at all. Instead you get one combined bank covering vacation, sick days, and personal time.
That has trade offs.
In your favour. You decide how to use the days. Nobody asks why you are taking them. Unused time is more likely to be paid out when you leave, because vacation payout rules often apply to the whole bank.
Against you. Taking sick days eats into your holiday. And where a state mandates sick leave, a combined bank has to meet that minimum, which sometimes means the employer offers less total time than a split system would.
If your handbook uses one number for all time off, use our [PTO accrual calculator](/pto-accrual-calculator/) instead. It handles combined banks.
[H2] Frequently asked questions
How do I calculate sick leave accrual?
Divide the hours you have worked by your accrual ratio. At 1 hour per 30 worked, 1,040 hours gives 34.67 hours of sick leave. Apply any yearly cap your employer or state sets.
How much sick leave do I earn at 1 hour per 30 hours worked?
You earn 3.33 percent of the hours you work. A full time year of 2,080 hours produces 69.33 hours, which is about 8.7 days. Most employers cap this at 40 or 48 hours.
How many sick days is 40 hours?
Forty hours is 5 days on a standard 8 hour schedule. On a 10 hour shift it is 4 days, and on a 12 hour shift it is 3.33 shifts.
Why did my sick leave stop building up?
You have probably hit a yearly accrual cap. Many sick leave laws let employers stop accrual at 40 or 48 hours a year, which a full time employee reaches partway through the year.
Does sick leave carry over to next year?
Usually yes where a sick leave law applies, but often with a cap on how much moves forward. Employers who front load the full amount each year generally do not have to carry anything over.
Do part time employees earn sick leave?
Yes, at the same rate per hour worked. Someone on 20 hours a week earns
34.67 hours a year at 1 per 30, compared with 69.33 for a full time employee.
Is sick leave paid out when I leave a job?
Usually not. Most states that require paid sick leave do not require it to be paid out on termination, which is different from vacation. Some employers pay it voluntarily.
What is the difference between accrued and front loaded sick leave?
Accrued sick leave builds as you work. Front loaded sick leave is granted in full at the start of the year. Both are permitted under most sick leave laws, as long as the front loaded amount matches what accrual would give.
Our other calculators
- PTO Accrual Calculator covers combined PTO banks and accrual per pay period.
- PTO Calculator shows your current paid time off balance.
- Vacation Accrual Calculator handles vacation quoted in weeks or days.
- PTO Hours to Days Calculator converts a balance between hours and days
- PTO Payout Calculator works out what unused time off is worth when you leave.
- Want this outside the browser, for a whole team? Download the free Excel PTO and sick leave tracker.
Disclaimer
This calculator gives an estimate for information only. It is not legal, tax, or HR advice. Sick leave rules vary by state and city and change over time, and your employer may offer more than the law requires.
